It is Important to Do Your Research Well Before you Invest

Gone are the days to oblige by the saying ‘A Penny Saved is a Penny Earned’. In today’s times, only saving money is not enough, one needs to invest money for a secured future. With the expenses reaching sky-high, investing your money is becoming the need of the hour.

But along with the thought of investing comes in the fear of the risks involved. ‘Investing is not safe’ - This is the conclusion many people draw. But if you dwell a little more in this subject, you will come to know how expansive the market is and how investing in the correct place can fetch you good results. The organisation you decide to invest in should be trustworthy and reliable. Investing without first doing your research is like jumping into the waters without knowing to swim.

So how do you go about this? Throwing light on this matter, Mr. Mukesh Modi, Founder of Adarsh Credit Co-operative Society Ltd., spoke in the seminar on Rajasthan Emigrants Economic Development and Co-operation in Hotel Leela. He stressed on how important it is, to have a complete information about any particular organisation, before investing in it. Mr. Modi spoke about the steps to be taken on the economic development and co-operative information for the migrants in Rajasthan. 

One needs to analyse his entire financial situation and make a wise decision accordingly. Besides, it is essential to know the financial stability of that organisation completely before making any investments in it. We should know whether that institution is in profits or not. And for that, absolute market research is the most important thing to do. Mr Modi continues in his speech, the Government analysed the effect of the co-operatives on the society and for the betterment of the investors, along with the strict laws, proper rules and regulations are also to be followed.

Adarsh Credit has been a humble receiver of the support and trust its members share with them that has helped them to grow exponentially over the years. It is currently serving to more than one million members across India.

Backed by years of experience and expertise, Adarsh Credit Co-operative Society understands the needs of its members and strives relentlessly to work for the betterment of each and every member of its society. 

Adarsh initiates Food Banks to resolve food crisis in India

Approximately 21% of the Indian population lives on less than Rs. 126 per day. With the growing population being a major concern in India, food problems in India are deeply entrenched. Agriculture is one of the largest employment sectors in India. Despite that, shortage of food and malnutrition, especially among children, continue to prevail. Hunger is a very critical issue in India and the country is home to around one quarter of the world’s hungry people.

In such grave circumstances, it is inspiring to see noble initiatives taken for the betterment of people. Adarsh Credit Co-operative Society envisions an India free of food shortage and hunger. And working in the same direction, Adarsh Charitable Foundation - the aegis of Adarsh Credit Co-operative Society, has initiated Food Banks. A relatively new concept, Food Banks are basically stores or centres that donate mainly wheat and other food supplies (as per availability) to needy people. The main objective of this is to provide food to those who cannot even afford two meals a day.

A one-of-its-kind act, it is the 2^nd Food Bank in the country and 1^st in the state. Reaching the needy is the main aim of Adarsh and through its Food Schemes, it truly signifies to not wait for things to change, rather take charge of situation yourself and begin the change. Adarsh Credit has always preached and followed to be self-reliant instead of expecting Government to take steps. The modesty of Shri. Mukesh Modi, Founder of Adarsh Credit Co-operative Ltd., is reflected in the fact that he owes his credit to every member of his Adarsh family and also the locals who helped in fruitfully conducting these Schemes.   

After the establishment of Food Bank in Abu Road, Sirohi, Udaipur and Ajmer, Adarsh Credit plans to begin many such banks in various other places like Pali etc.

Adarsh Charitable Foundation in collaboration with Adarch Credit is also planning to arrange meals in coming days for around 5000 people merely at a very low cost in Jaipur.

 Moreover, the society also plans to start with schemes for making medicines and medical treatment available for the masses.

Food is the basic necessity for people and Food Banks are a boon for families in distress. If their financial status doesn’t let them get enough food on the table for themselves or their family, Food Banks can be a saviour for them. Schemes like these should be encouraged to the best of its ability and the work done by Adarsh Credit Co-operative Society is an ideal example of stimulation towards fulfilling one’s responsibility towards the human society. 

Paving a Way towards to a Better India, Adarsh installs Water ATMs

We are all aware of Cash ATM, but a Water ATM? The concept is rather new to us. Instead of dispensing cash, this ATM gives drinking water to people.

One of the major concerns of India is to get drinking water and how safe and easily accessible it is.  According to a study, India is among the top 10 countries in the world with large number of people having no access to safe water. Consumption of contaminated water results in a number of health hazards. In such a scenario, this noble initiative taken by Adarsh Charitable Foundation, under the aegis of Adarsh Credit Co-operative Society Ltd. is changing the lives of many people in Rajasthan. Earlier people were dependant on the municipal water or ground water which is saline and has high fluorine content. But initiatives like these can make a remarkable difference on the health of the people.

Mukesh Modi, Founder of Adarsh Credit Co-operative Society Ltd., talks about his plans of planting 40 ATMs at Sirohi. People in the urban areas belonging to middle class/ upper class use filters or water purifiers, but those from the rural areas mostly cannot afford such devices. The purpose of these ATMs is to make clean and pure drinking water available to the people commuting and those living close by. The ATMs make Cold and Clean Mineral Water available at Rs. 1 per litre and Normal Temperature Water at Rs. 5 for 20 litres. The low cost makes it easily affordable for people in the rural regions. Also, they rightly stress on the wise use of water. The scarcity of clean water has to be kept in mind while consuming water from these ATMs. Adarsh Charitable Foundation plans to maximise its reach even further and aims to plant these Water ATMs in various Wards with the co-operation of the Ward Parishads. Installation of these will considerably reduce chances of water-borne diseases in water scarce areas.

Apart from this, Adarsh Credit Co-operative Society Ltd is working on Water Harvesting too. It has changed the way people think about drinking water. In a place like India, where even the basic necessities are hard-earned, having pure drinking water can be of tremendous help to the masses.

Adarsh Credit Co-operative Society Ltd has always exemplified taking effective steps towards the betterment of people and being self-reliant rather than depending on the Government. It is initiatives like these that give us hope for improved sanitation facilities which leads us to make a Better India.